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Personal Banking

Shinhan Bank Savings Account

Shinhan Bank offers a savings account designed to provide the opportunity to save more and earn attractive interest. Our savings account offers a zero balance facility and better banking services at a low cost. Easy fund transfer mode is available through flawless mobile and internet banking services.

  • Zero Balance Account
  • Minimal charges
  • Hassle-free cash deposits & withdrawals
  • User-friendly digital banking experience
  • Free debit card with exciting offers
  • Easy account opening is through V-CIP process

Debit card product charges and features

Tariff Sheet
Tariff Sheet   Classic (Rs.)  Platinum (Rs.) 
Monthly Average Balance  Not Applicable  25,000 to 49,999=500
Less than 25,000=700
ATM Cash Withdrawal Limit  25,000  50,000 
Daily POS Limit  50,000  1,50,000 
Re-Issuance of Debit Card  200  200 
Annual Fee  100  Nil 

Charges For the Domestic Transactions

Free for a total of the first 5 financial and non-financial transactions in a month

Cash Withdrawal  21  Nil 
Balance Enquiry  15  Nil 
POS  Nil  Nil 

Charges For International Transactions

Charges from the first transaction onwards

Cash Withdrawal  *125  *125 
Balance Enquiry  25  25 
POS  *Nil  *Nil 

*The bank will charge a cross-currency markup of 3.5 % on foreign currency transactions carried out on Debit Cards; the exchange rate used will be the VISA wholesale exchange rate prevailing at the time of the transaction.

#All the above charges would attract Service Tax, as per tax laws.

Kindly refer to the Schedule of Charges for information regarding fees and charges.

Kindly refer to the manual for Debit card Registration Process: English Manual / Korean Manual